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FAQ

You’ve got questions about mortgages, and we’ve got answers! Here are a selection of the questions we hear most frequently. If you don’t see your question answered on this page, be sure to reach out to a member of Reach Home Loans. We look forward to hearing from you!

Yes! And we definitely recommend you get pre-approved! Learn why!
Not necessarily. It’s more important to look at the overall cost of the mortgage, not just its upfront costs. Learn more about how sometimes the loans with the higher rates are the ones that will save you the most money. 
We may be biased, but there’s plenty that separates a great lender from an average lender. And yes, these are the kind of things that could impact how much you pay over the life of your mortgage.
Not exactly. This is one of many assumptions made by borrowers that can make the homebuying process miserable. Learn more so that you don’t fall victim to these misunderstandings!
Unfortunately not. There are several other upfront costs that homebuyers must be prepared for when purchasing a home. You can learn more about these costs here.
Not at all! If you plan your purchase correctly, you should be able to take mortgage insurance out of the equation. Learn more here.
Call Reach Home Loans at (954) -703-1465. We’ll be happy to answer any questions that you have, or even set up a free consultation!

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