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Mar 2, 2017
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Is this your first time buying a home?
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When will you purchase a home?
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Are you working with a real estate agent?
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What kind of home are you looking for?
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Single family home
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How will you use your new home?
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Have you (or your spouse) served in the US military?
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If you've served in the US military, you may be eligible for a $0 down payment VA loan.
How much do you plan to spend on your new home?
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Do you have a co-borrower on the loan?
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How much do you and your co-borrower have for a down payment?
A larger down payment will lower your monthly mortgage payment.
How much do you have for a down payment?
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A larger down payment will lower your monthly mortgage payment.
What is your annual income?
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Your lender will use this information to determine what size mortgage you can afford.
What are your monthly debts?
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What is your credit score?
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Good (680-719)
Fair (640-679)
Poor (580-639)
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Your credit score will impact the loan programs and interest rates you qualify for, as well as the down payment amount that may be required to secure your loan.
Are you self-employed?
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Have you had a bankruptcy, foreclosure, or short sale in the past 7 years?
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What is your last name?
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