Are you ready to make the jump from renting to owning? Are you ready to buy your first home? This will be one of the most exciting times that you’ll ever experience, but it will also be one of the most stressful. There are so many steps that go into buying a home, especially for a first-timer, that it can become overwhelming.
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There are many steps you must take before you purchase a home. It can seem overwhelming, but it doesn’t need to be. We’ve broken the homebuying process down into eight essential steps. There are many more little to-dos within each of these steps, but if you break the whole operation down into smaller tasks...
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If you work with less-than-stellar lenders to get Pre-Approved, you may end up getting burned. Reach Home Loans, which always takes itself seriously, presents a modern parable. #NoFilter
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Looking to buy your first home in Florida? You’ve got time…but you should really make sure to close at some point in the next year or so. Why? The…
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Zillow, Trulia, and other websites can be very helpful when you’re looking for a new home. Be careful, however; most listings carry a “estimated mortgage payment” feature, and these…
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Florida property tax bills will become due on November 1. Here’s some useful information on the costs you’ll pay, as well as some steps you can take to make…
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The best first step toward buying a new home is probably getting your credit score as high as possible. Do you need some help getting up to “Good” or…
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Many people don’t realize the great deals they could be getting on both their interest rates and mortgage insurance, because many lenders do not tell them about the benefits…
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A foreclosure, short sale, or deed-in-lieu of foreclosure has traditionally meant that you’ll struggle to qualify for a home loan in the near future. Non-prime mortgages, however, can get…
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In the current seller’s market, almost any home will see competition among potential buyers. How can you ensure that you’re the one who comes away with a new home?…
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Did you use an escrow account when purchasing a new home? Make sure you understand why your payment might change the following year, so it doesn’t become an escrow…
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A lot of young people, “Millennials,” are waiting to buy a home now that rates are no longer below 4%. They might want to reconsider.
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Brandon focuses on the difference between Banks and Non-Banks and their process in obtaining a mortgage.
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When you imagine a home loan, you’re probably thinking of a “conventional” loan. These loans are traditionally backed by Fannie Mae or Freddie Mac.
A VA Loan is made for those who have served in the military, or for spouses of veterans who have not yet remarried.
FHA Loans are insured by the Federal Housing Administration. FHA Loans are great for low- to moderate-income customers to give them the opportunity to finance a home with a low down payment.
Jumbo loans are big—they exceed the conventional loan limits set by Fannie Mae and Freddie Mac (currently, over $417,000). These loans have more strict borrowing guidelines due to the higher loan amounts and they are designed for those with higher incomes interested in buying larger homes.
Let Reach Home Loans, one of Florida’s most experienced and sought-after group of mortgage lenders, show you how to buy your home at an affordable price, and best of all, they’ll make the process stress free.
Thanks Brandon for everything. My family and I want to say that you did an outstanding job and we want the world to know that it was such a pleasure to have met a person such as yourself. Your professionalism, attention to detail and courteous persona are impeccable. You displayed these qualities from the beginning of the mortgage process to the final closing. God bless you and your family keep up your work ethic and personalized treatment to your clients.
There are not enough words to express how grateful and thankful we are that we found Brandon. He ALWAYS answers your calls and gets back to you right away! He is professional and very knowledgable. We would of never been able to close on our house without him! HE IS THE BEST!!!!
My wife and I just purchased our first about a month ago. We used Brandon to secure our home loan and we have nothing but praise to give to Brandon and his team. Consummate professionalism, prompt returning of calls, under promising and over delivering are just a few of his qualities. I will have NO problem whatsoever referring Brandon and his team to the next friend of mine who is hunting for a house.
