Are you ready to make the jump from renting to owning? Are you ready to buy your first home? This will be one of the most exciting times that you’ll ever experience, but it will also be one of the most stressful. There are so many steps that go into buying a home, especially for a first-timer, that it can become overwhelming.LEARN MORE
There are many steps you must take before you purchase a home. It can seem overwhelming, but it doesn’t need to be. We’ve broken the homebuying process down into eight essential steps. There are many more little to-dos within each of these steps, but if you break the whole operation down into smaller tasks...LEARN MORE
If you work with less-than-stellar lenders to get Pre-Approved, you may end up getting burned. Reach Home Loans, which always takes itself seriously, presents a modern parable. #NoFilter[VIEW VIDEO]
Looking to buy your first home in Florida? You’ve got time…but you should really make sure to close at some point in the next year or so. Why? The…[VIEW VIDEO]
Zillow, Trulia, and other websites can be very helpful when you’re looking for a new home. Be careful, however; most listings carry a “estimated mortgage payment” feature, and these…[VIEW VIDEO]
Florida property tax bills will become due on November 1. Here’s some useful information on the costs you’ll pay, as well as some steps you can take to make…[VIEW VIDEO]
The best first step toward buying a new home is probably getting your credit score as high as possible. Do you need some help getting up to “Good” or…[VIEW VIDEO]
Many people don’t realize the great deals they could be getting on both their interest rates and mortgage insurance, because many lenders do not tell them about the benefits…[VIEW VIDEO]
A foreclosure, short sale, or deed-in-lieu of foreclosure has traditionally meant that you’ll struggle to qualify for a home loan in the near future. Non-prime mortgages, however, can get…[VIEW VIDEO]
Did you use an escrow account when purchasing a new home? Make sure you understand why your payment might change the following year, so it doesn’t become an escrow…[VIEW VIDEO]
A lot of young people, “Millennials,” are waiting to buy a home now that rates are no longer below 4%. They might want to reconsider.[VIEW VIDEO]
When you imagine a home loan, you’re probably thinking of a “conventional” loan. These loans are traditionally backed by Fannie Mae or Freddie Mac.
A VA Loan is made for those who have served in the military, or for spouses of veterans who have not yet remarried.
FHA Loans are insured by the Federal Housing Administration. FHA Loans are great for low- to moderate-income customers to give them the opportunity to finance a home with a low down payment.
Jumbo loans are big—they exceed the conventional loan limits set by Fannie Mae and Freddie Mac (currently, over $417,000). These loans have more strict borrowing guidelines due to the higher loan amounts and they are designed for those with higher incomes interested in buying larger homes.