What is a FHA Home Loan?

A home is one of the biggest investments you’ll ever make. It’s a valuable asset so the decision to buy a house isn’t something done in a light manner. There are other advantages to being a homeowner as well. You can build equity and receive federal tax benefits. It can give you stability and privacy […]

How to Get a Home Loan?

Millions dream of having their own. It has been part and parcel of the American dream for decades. The idea of buying your first home is both exciting and frightening. For unless you have a lot of spare cash, you need a home loan for this investment. A home loan or mortgage is an agreement […]

How Does a Home Equity Loan Work?

Do you need more funds for a personal project? It’s not a good idea to dip into your savings or emergency fund. A better strategy is to use your home’s equity instead. In very simple terms, home equity is the part of the mortgage that you’ve paid off. But it’s much more than that. It’s […]

How to Get Preapproved for a Home Loan?

Buying a home is an exciting and scary prospect. It’s fun to hunt for the best property for your needs and sensibilities. Even if you can’t afford them, it’s still enjoyable to check out homes and get an idea of what’s out in the market. Eventually, at some point, you’ll need to buckle down and […]

What is a Home Equity Loan? Understanding the Basics of This Service

There are many things we want to do in our homes that sometimes take a large amount of money. You might want to renovate a bathroom or have your lawn landscaped. You might also be looking for a way to fund your child’s university dreams. If you’re a homeowner, you can tap into your home’s […]

Can I Qualify for a Mortgage if I’m Self-Employed?

 Are you a self-employed person hoping to get a mortgage? Reach Home Loans’ Samantha Outlaw explains how self-employed individuals can get a mortgage. Are Self-Employed Individuals Qualified? Yes, they are qualified. Samantha explains: If you’re worried that you might not qualify for a mortgage because you’re self-employed, I wouldn’t worry too much. It is […]

Mortgage Prequalification vs. Pre-Approval

The mortgage process can be confusing – full of steps and terms most people aren’t even familiar with. We aim to make the process as easy, clear-cut (and affordable) for our clients as possible by helping them better navigate their journey towards homeownership! Many come to us wondering what the difference is between preapproval and […]

Recasting or Refinancing: What’s The Difference?

The housing market is evolving rapidly. Prices are rising, mortgage rates are inching up, and homebuyers are feeling the pressure to make a decision before it’s too late. Have you considered recasting or refinancing your mortgage? It can be difficult to decide. But if you’re looking for a way out of high-interest rates and monthly […]

Can You Really Buy a Home Without Financing?

Many people dream of having their own home. The idea of being homeowners has always been part of the American dream. But buying a house is a big responsibility and commitment. It’s also more challenging to qualify for a mortgage now. It would be great if you can buy a house without having to worry […]

How to Calculate Commission Income for a Mortgage

Many people choose a commission-based income instead of an hourly-based salary. A commission can provide an individual with the chance to earn more money. This type of worker gets paid a specific amount based on their accomplishments. Commissions mean you can earn more per month. But it also means you could receive next to nothing […]

Spring Real Estate Market 2021: How the Market Fared and What to Expect Next

Movement in the real estate market rises and falls based on the season. Expert realtors understand this. They often base their activities around certain times of the year. The housing market is often more active during spring. That wasn’t the case in 2020 because of the emergence of the coronavirus. The spring market was sluggish […]

What Is The Best Time Of Year To Buy A House?

The best time to buy a house is different for everyone. When you’re ready to purchase your next home, it’s important that you understand the benefits of purchasing at certain times of the year. The housing market changes from season to season and knowing when there are typically more homes on the market or better […]

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